Features and Benefits

• High Loan Amount:You can borrow up to 75% of your gold’s current market value, enabling you to obtain funds easily
• Easy Repayment Solutions: You can repay your loan via monthly, bi-monthly, quarterly, half-yearly, or annual payments, at your convenience
• Part-release Facility: You can repay a part of your loan and get some of the gold submitted as collateral before the loan tenure ends
• Zero Pre-closure Charges: You can prepay or foreclose your loan without paying any additional charges
• No Credit Score Required: Your credit score does not play a significant role in the approval process of a gold loan

Eligibility Criteria & Documents Required

Before applying for an online Loan Against Gold, understand the Gold Loan Eligibility Criteria you might be required to fulfill for your application to be approved:

• Nationality: You must be an Indian citizen
• Age: You must be at least 18 years old
• Employment: You must be a salaried employee/self-employed individual/ entrepreneur/ farmer/ trader
• Gold Purity: The purity of the gold submitted as collateral should be at least 18 karats

How to Apply for a Gold loan

Here are some simple steps you can follow to apply for a gold loan:

• Click on ‘CHECK ELIGIBILITY’ on this page
• Enter your basic personal details and the required loan amount
• Click on ‘SUBMIT’
• After this, your application will be reviewed and an executive will contact you for further proceeding